While I do appreciate the time you guys took to comment on this, I have certain aspects I'm designing for. I'd prefer to have the motor slightly higher because it helps with ground clearance (lowered cars here do not survive the curbs and most dipped intersections without significant scratches), agility, and it also opens my options up for replacement frames if I ever need to do that. My current bike weighs in the neighborhood of 85lbs, not including the battery. ALL of that mass is above the axles, and I enjoy how responsive the steering is. I also intend to use it on the gravel backroads that are in abundance here in Idaho to get my mountain bike where I want to ride. Considering the terrible condition of the roads here too, I'd rather have my horizontals as high up as i can, just in case I'm riding at night and don't see the debris ahead of me. I don't want to risk bottoming my frame on something like a branch or a tire/retread and causing even more fatigue, which will cause far more serious issues than just a high CoM. I like to balance my performance. I like agility with stability, power with fuel efficiency, and reliability with speed (i don't tie power with top speed, because top speed relies on so many things, and usually, reliability means weight, and weight means lower speeds).
You do realize that you risk death every time you get out of bed, and even every time you eat? If we made funeral arrangements every time we did something risky, we'd never get anything done, and we'd be spending trillions more than we could ever make in our lifetimes. If all the innovators who made the things we use every day worried about dying every time they made a change, there would never have been cars, or planes, or helicopters, or any of the wonderful things we have today. Death is a guarantee. Mitigation of risk is a choice, and only those who risk everything, gain everything. To quote one of my favorite songs: "We are going to die, and that makes US the lucky ones. Most people are never going to die because they are never going to be born." So make the most of this life. That's why we are here: to live in the stead of those who never will. That is why I do this: so that the person who might have been here in my stead can live through my actions, through my builds, through my ideas.