Be careful with what battery TYPE you're using. Lead acids, NiMH and NiCD are pretty tolerant to just connecting to a power supply. Lithium Ion are not. 3.6v sounds like it may be a lithium ion battery, which have a tendency to start on fire without very special charging circuits to limit the way they charge. If it is Lithium Ion, it may have the circuits in the battery itself, or the wall charger. The 6.5v off the wall unit may get regulated down elsewhere. It also may just be a 3.6v NiCD pack, not sure.
Why not do some Google searches so you understand how battery charging works a little more? Wikipedia has some nice information.
Why not do some Google searches so you understand how battery charging works a little more? Wikipedia has some nice information.