I found most of the laws in NYS for motor vehicles and what is legal or not. Mopeds are legal and fall in three classes. Most you do not need insurance or need a MC license. Class C, 20mph or less, you only need a helmet and registration. However, they also state a "motor assisted bicycle is illegal" for street and public use. They say it's a motorized vehicle, but cannot be classified as a moped, atv, MC, or scooter due to lack of safety features to make it road legal. Well this wednesday I have off and I plan on going down to DMV to find out exactly what I need to make this thing classified as a Class C moped so I get have it LEGAL, but not need insurance or inspections. Ill report back and tell ya what I found. If anyone from NY has any insight, let me know!