Rural? Well, yea - but then again alla Maine is "rural" heh
I'm sure there's more than us two, but yea - the road "salt" is a killer, they're using some funky new snow melt stuff and it seems far worse than just salt ever was - I hafta relube my chains twice a week minimum or they'll bind solid w/rust
Fortunately, the faithful Schwinn has an aluminum frame and it at least doesn't seem to care.
Cables freeze, rim brakes just don't work at all... but really the only "problem" with commuting in the snow is the lack of a shoulder (plowed snowbanks), which puts you in traffic, which is often having just as much a problem as you are... if not more. Interestingly - in a storm/blizzard when the plows can't keep up or there's even just a coupla inches on the roads I find myself
passing cars with alarming frequency as they crawl along, unsure of the road, their car and themselves.
"Playing" in the snow is something I think anyone who can - outa, including car drivers... it teaches a bunch ina hurry lol
It doesn't even require extreme arctic gear, I don't run studded tires - just knobbies (lotsa lil lugs w/good spacing), A pair of thin, supple but insulated leather gloves (levers & whatnot), my regular work clothes w/a hoody (ears), a small scarf tucked in (nose freeze) & jus' my raingear over it on the worst, coldest days (around -30 °F).
I haven't missed a single day of work as long as I've been riding the MBs, which cracks me up as my coworkers will call out fer jus' a coupla inches of fresh powder lol Heck - my boss STILL isn't used to it, every time there's a big storm he says somthin' like "I didn't expect to see you today" to which my reply is usually, "Dude, been a coupla years now an' I've still not called in"
*shrug* I won't lie tho - I'm psyched fer spring to say the least