davezilla..you've reminded me of a 'bug' story of my own. I was riding an old Yamaha XS650 down a two-lane road out in the sticks. Had a friend on board. Doing 50 or 55, I suppose.
Along came a wasp or hornet and smacked right into the inside edge of my collar. Pretty near, say, my jugular vein. I remember seeing him coming and feeling that smack.
Then he fell down inside my jacket and stung me 4 or 5 times in a line right down my back. I held onto the handlebars (it wasn't painful enough to put that in jeopardy, of course), but I was yelling and jerking and slamming on the brakes.
I don't remember having to wait for my friend to get off that bike when I got it stopped. I think he was outta there like a gunshot. I jumped off, still yelling, and stripped my jacket off. I looked and he was across the road looking at me like I'd come from Mars. He'd thought that I was going psycho behind the wheel and was gonna take him with me.
I don't recall exactly who spoke first, but it was probably him. Something like, "What the heck's the matter with you?" In any case, I told him what had happened and then he understood.
All the same, you're just never perfectly safe I guess.
Anyway......eye protection. I'm quite happy with the tinted and clear glasses/goggles that paintballers use. I find them in Wal-Mart sporting goods section. Good price and good coverage of your face.
Here's an example.
