Going back to the original question of this thread, I just got a wake-up call.
My three year old Nikon died. Apparently the lens drive system was a weak point from what I've read. Okay, so I wanted a new camera anyway, one with a higher pixel rate, etc. So I'm off to Best Buy. After some research I decided to spend a few bucks and bought a Sony Cybershot. It came highly recommended both by reviews I'd read and the young man at Best Buy.
I was excited. I took some test video and a few still shots and could tell they were far better than the Nikon as viewed on the camear's display. That was until I tried to download them onto Windows XP. The camera doesn't come with software. You have to download it from Sony. But...it won't load on XP. And, my computer is too old to be upgraded. I spent about 8 hours trying everything I could find about ways to make it work but was unsuccessful.
I took the camera back, returned it and got my money back but then tried to find an alternative. No luck. Every camera I looked at in the same price range and researched, will only work with Windows Vista or above.
So, if i want to do video with decent quality I have to buy a new computer. Oh, and the estimated repair cost for the Nikon? Nearly twice what I paid for it three years ago.
Doesn't that just stink?
Tom