Invest in a tachometer.
Ride the bike WOT on level ground, and figure out where you are at, before you decide on a gear change or a carb change.
The added air flow from the bigger car helps a lot above 3500 rpm. If you are bogging or lean at low rpm, a better carb can make this easier to tune as well.
Longer chain is not a big deal. Whatever it takes to get the engine in to a usable rpm range while cruising at a speed you want. That may mean it is "geared low" because of a lot of hills, with a limited top speed - or "geared high" for level ground, slugging it out with 45mph car traffic.
There is no one overall ratio that is "right" for every rider & location. My 29'er is a compromise - I still pedal on steep grades & takeoff, but it keeps up with traffic.
Scotto has done a few Huasheng kits, he should know more about the RPM range of the engine in actual use.
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