Thrifty is recognizing price to value ratio (which may require a little more down payment). Cheap is just that (lowest price). Thrifty spends $ on brakes (good equipment in general) rather than doctor bills! Cheap? Thrifty recognises that a good IPA may go further than a Pabst. Cheap wouldn't know (never had an IPA) Thrifty knows how to find TopShelf on craigslist; cheap is always looking at the bottom. Definately both schools of thought here. I'm curious to hear others input. I know that many here profess to be cheap and are actually thrifty and I've not seen it but probably the reverse is true. I'd be interested to hear from both camps!