Funny I mentioned your lights. I just put a headlight on the bike I'm riding now, and it saved me last night, at least from getting broken if not dead.
An hour after sunset- safety vest, no helmet. I saw him turning left, rushing to get through a gap in traffic. I figured it was gonna hurt good, hit full throttle and started pedalling. He hit his brakes enough to not hit me, and not get himself t-boned by traffic.
Super sketchy three seconds.
You've got em, be sure to turn em on!