Re: Daily driver?
The thing that helped me the most on my China girl for commuting was an auto clutch.
I didn't carry that many tools. Adjustable wrench, bicycle multi-tool, mini-pump and a pair of needle nose pliers.
Carry a couple of ounces of premix oil in case you need to fuel up at the gas station.
I did a lot of 50 mile round trip commutes. I was never stranded except once I had a tire tube fail right at the stem.
“You're only young once, but you can be immature as long as you like" -Unknown