Re: Caution! Fenders are Death!
Bike quality, where it was made or what you paid for it has little to do with the fender hazard. My crash was on a $700.00 Nirve Switchblade that I had taken precautions with to make sure the fenders stayed in place. In spite of my efforts I ended up in the ER on Father's Day in 2013 with a broken leg.
Fenders are nice and keep you and your bike cleaner, especially in wet conditions but they must be secured and mounted in such a way that a bracket or fastener failure will not allow the fender to become a hazard.
Age and Treachery Will Always Triumph
Over Youth and Skill & "Charlie Don't Ride"