Originally Posted by greaser_monkey_87
False. Every time that I have had to cancel a transaction (it happens - click on an item by mistake or realize you dont have the money in your account to cover it), I have been asked to provide feedback on the seller. Ebay would never allow one party in a transaction to leave feedback without also asking the other party to also leave feedback. So if you have to cancel a transaction, the seller knows that you'll be leaving feedback for them as well. So why would they leave negative feedback for you. You can also dispute negative feedback if you feel it is unfair. I havent had to cancel transactions that many times, in fact I can think of only one in the last year or two, but neither I nor the seller left negative feedback. While I do agree that trying to purchase a small item and seeing if you get approved is better, there is no harm in asking to cancel a transaction if need be. I am also pretty sure you can apply for bill me later on paypal's website without having to purchase anything. There is more than one way to skin a cat, all I'm saying.
How many years have you been a seller on ebay?
Been doing it going on 15 years now and a good friend of mine does it full time and make a six figure income regularly as an actual secondary income, unless they have recently changed the rules it has always been a negative hit on the buyer to bid on an item or to follow through with buy it now on an item and then back out of the transaction.
I know things on ebay change regularly in the last few years but Im not aware of them making it a no problems situation for people to commit to buy something and then change their mind about it and all is just hunky doory.... that would be stupid and cause all kinds of trouble for sellers if what you say is true.
I will add though that the seller can gracefully give a refund or cancel the transaction nicely if they choose to do it that way, but they can also report you for non payment, if you will read the ebay policy it clearly states that when you commit to buy you are entering into a contract with the seller to purchase the otem and they must have advertised truthfully and fulfill the obligation by sending you what you ordered.