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Old 12-15-2013, 11:42 AM
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biknut biknut is offline
Motorized Bicycle Elite Member
Join Date: Sep 2010
Location: Dallas
Posts: 6,280
Default Re: Bicycle Insurance

Originally Posted by phatcruiser View Post
They only insure motorized bikes that are electric powered, less than 750 watts and can't exceed 20 mph.

That being said, it looks like a great way to protect a higher end bike from theft and damage.

I checked out the stealth bomber on line. What a cool bike. Looks like it would be a fun ride.
I guess another case of discrimination against gas bikes. Probably relating to the power limit. Since there's no real power limit for gas bikes they don't want to insure them is my guess. I wonder what happens if you don't mention a gas motor. In Texas some gas powered motorized bicycles, like china girls for instance, are just considered bicycles so there wouldn't be any reason to mention it being a motorized bicycle.

750 watts and 20 mph is the federal limit for new ebikes. It's nice that they will insure these bikes. I wonder what they do in a case where your bike has the ability to be programed to run many different power limits with from the CA?

Last edited by biknut; 12-15-2013 at 11:46 AM.
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