lol - I almost sympathize... almost
I commute on my MB, so I've run the gamut of rain/wind/frost and even "almost" snow (it didn't stick) so far this fall. With fine 40 °F weather like yer havin' try some rain gear o'er yer regular clothing - works great to keep the chill wind from cutting through you.
These lil motors run so fine with the cold air and soon enough there will be snow and icy slop everywhere, I'm gettin' in as many miles as I can while I can!
Yer right about the wind, wow it gets crazy doin 30mph on a bicycle with a 30mph crosswind o.O WhooHOO! *wobble*