The guy in the first one broke his hip, don't think a helmet would have helped much.
The second one needed whole body armor. If you got a drunk ass piece of **** behind the wheel a helmet isn't much help either.

But I hear you, everybody should wear one all the time, so when some idiot rams you at 60 mph with a cell phone in one hand and a Budweiser in the other they can at least have an open casket funeral for you.

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If it ain't broke, and you mess with it long enough, it will be.